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Digital Valuations
Expert valuations delivered digitally, without the need for a physical inspection. Westmarq led the market with introduction of this methodology in 2016.
Completed by experienced valuers using trusted property data, imagery, market intelligence and professional judgement, Digital Valuations provide a faster alternative to traditional property valuation methods whilst maintaining robust risk management.
A faster, cost-effective alternative
Sitting between an AVM and a Physical Valuation, Digital Valuations offer an effective balance of speed, cost and assurance. Completed by qualified valuers, they combine comparable evidence, property data, imagery, market intelligence and professional judgement to deliver a reliable valuation without the need for a site visit.
Westmarq's dedicated valuation teams assess each case individually, ensuring the chosen approach aligns with both the property's risk profile and the lender's requirements. The result is a dependable valuation solution that supports faster lending decisions, improved customer journeys and strong risk management.
Why choose Digital?
Westmarq has extensive experience delivering Digital Valuations at scale for lenders across a wide range of residential lending scenarios. Completed by qualified valuers and supported by robust quality controls, our service combines trusted data, market expertise and operational resilience to deliver dependable valuation outcomes.
- Qualified valuer insight combined with trusted property and market data.
- Fast, efficient property valuations that can be delivered in as little as three hours.
- Cost-effective balance of speed, assurance and risk management.
- Suitable for residential properties, flats, new-build and buy-to-let lending.
- Proven capability to deliver high-volume digital valuations at scale.
- Seamless integration into existing lender processes and valuation journeys.
Frequently asked questions
A Digital Valuation is completed by a qualified valuer using property information, comparable evidence, imagery and market data to form a valuation opinion. It combines professional judgement with digital data sources and sits between an AVM and a Physical Valuation in terms of assurance and complexity.
Digital Valuations can be appropriate when lenders require greater assurance than an AVM can provide, but where sufficient information exists to support a remote assessment without the need for a site inspection.
Digital Valuations are completed by qualified valuers using a combination of market evidence, digital property information and professional judgement.
Digital Valuations are designed to support faster lending decisions than traditional physical inspections while maintaining appropriate levels of professional assessment and control. Specific service levels can be agreed based on lender requirements. With Westmarq, these valuations can be delivered in as little as three hours.
No. Suitability depends on the property, available information and the lender's risk appetite. More complex properties or higher-risk cases may warrant a Physical Valuation.
A Digital Valuation is a property valuation completed remotely by a qualified valuer using property information, comparable evidence, imagery and market data. It provides greater assurance than an AVM while avoiding the need for a physical inspection in suitable scenarios.
