In this article
- Understand what serious survey findings may mean for buyers.
- Learn the options available after receiving a survey report.
- Find out when additional investigations may be worthwhile.
- Decide whether to proceed, renegotiate or withdraw before exchange.
A home survey does not give a pass or fail. It gives you evidence to decide whether the property and the purchase still work for you.
Buyers sometimes worry that arranging a survey will make the sale collapse. In reality, the survey reports what the surveyor can see and advises on the significance of the findings. You decide how to respond.
Why there is no pass or fail
Properties vary in age, construction and condition. A defect that one buyer is comfortable managing may be unacceptable to another. The report therefore uses condition ratings, descriptions and recommendations rather than a single result.
What a serious finding means
A significant defect may require urgent repair, specialist investigation or legal enquiries. It does not automatically mean the property is unmortgageable or that you must withdraw, although your lender may separately consider issues relevant to its security.
Your possible next steps
- Proceed with the purchase and budget for the work.
- Ask the seller to complete repairs or provide information.
- Use quotations to request a price adjustment.
- Obtain a specialist report before deciding.
- Withdraw before exchange if the risk, cost or disruption is not acceptable to you.
Put the findings in context
Older properties often require more maintenance and may use construction methods unfamiliar to a modern buyer. The important questions are what the defect is, why it matters, what action is recommended and whether the overall commitment suits you.
Ask for advice where needed
Speak to the surveyor using the support available with your product, involve your conveyancer, and appoint suitable specialists for matters outside the survey’s scope.